Our Commitment to Your Privacy

At Financy Pal, we understand that your financial information is deeply personal and sensitive. This Privacy Policy explains how we collect, use, protect, and share your information when you use our mobile application. We are committed to maintaining the highest standards of data protection and transparency.

Information We Collect

Information You Provide

• Account Information: Email address, name, and authentication credentials
• Financial Data: Account balances, transaction details, budget categories, and spending patterns
• Preferences: Currency settings, notification preferences, and app customizations
• Support Communications: Messages you send to our support team

Information We Collect Automatically

• Device Information: Device type, operating system version, and app version
• Usage Data: How you interact with the app, features used, and session duration
• Technical Data: IP address, crash reports, and performance metrics

How We Use Your Information

We use your information solely to provide and improve our services:

• Service Delivery: Process transactions, maintain account balances, and provide budgeting insights
• Personalization: Customize your experience and provide relevant financial insights
• Communication: Send important notifications about your account and app updates
• Security: Detect and prevent fraudulent activity and unauthorized access
• Improvement: Analyze usage patterns to enhance app functionality and user experience
• Support: Respond to your questions and provide customer assistance

Data Security and Storage

Security Measures

• Encryption: All data is encrypted using industry-standard AES-256 encryption
• Authentication: Secure user authentication with Firebase Auth
• Access Controls: Strict access controls limit who can view your data
• Regular Audits: We regularly review and update our security practices
• No Banking Credentials: We never store your actual banking login credentials

Information Sharing

We do not sell, rent, or share your personal information with third parties, except in the following limited circumstances:

• Service Providers: Trusted partners who help us operate the app (like Firebase/Google Cloud)
• Legal Requirements: When required by law or to protect our rights and users' safety
• Business Transfers: In the event of a merger or acquisition (with user notification)
• With Your Consent: Any other sharing will require your explicit permission

Your Rights and Choices

You have several rights regarding your personal information:

To exercise these rights, please contact us at privacy@financypal.com. We will respond to your request within 30 days.

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will permanently delete your personal data within 30 days, except for information we are required to retain by law.

International Data Transfers

Your information may be processed and stored in countries other than your own. We ensure that any international transfers comply with applicable data protection laws and that your information receives adequate protection.

Children's Privacy

Financy Pal is not intended for use by children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes through the app or via email. Your continued use of Financy Pal after such changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: